One of our most basic needs as humans is having a safe and affordable place to live. Whether you’re looking to buy or rent, USA.gov has resources to help you select and pay for a variety of housing options.
If you’re struggling to make your rent payments, you may be able to find assistance from your local U.S. Department of Housing and Urban Development (HUD) office. These offices offer rental assistance programs like privately-owned subsidized housing, public housing, and housing choice vouchers.
You may also be able to find help from your state housing authority or your local public housing agency.
There are additional resources available if you’re a veteran, a senior citizen, or a person with a disability.
If you need help paying your mortgage, you may be eligible for assistance through a variety of programs.
Through the Making Home Affordable program, you can
Refinance and take advantage of lower mortgage interest rates
Reduce your monthly mortgage payments
Get mortgage relief if you’re unemployed
Get help when you owe more than your home is worth
Avoid foreclosure when homeownership is no longer affordable or desirable
You can also talk to a housing counselor to get advice on buying a home, avoiding foreclosure, or learning about reverse mortgages.
If you’re considering refinancing your mortgage, you can learn the costs and determine if the time is right for you.
You can find more housing help at USA.gov.